Housing is now very expensive. Rents are constantly rising, and the cost of housing is increasing. Grab after several people contact the mortgage advisor and begin to negotiate the purchase of an apartment. There are pitfalls in buying an apartment at the moment. What are they like?

1.High House Prices

House prices have soared to huge heights. The price is really high, and in a small town you will pay for 200 + apartments with a classic area of at least 3 1 thousand crowns. In large cities and in Prague, prices are even higher. That is, of course, the mortgage is very high, moreover, in most banks today the buyer will have to pay at least 10% of the price of the apartment itself. Another item that depends on the price of the apartment is property tax. The higher the price of the property, the more you will pay.

2.

We often rush to buy an apartment or a house. Many couples after living for a while notice that their apartment is not enough and are looking for a larger apartment or a straight house. Many couples start with small apartments of the 1kk or 2kk or 2+1 type. These apartments are enough for them until they want to have children. As soon as children are born, they notice that their apartment is small and has problems. To sell an apartment to bear a mortgage is not easy, you will often be less than you gave for the apartment.

3.What you need to know before buying an apartment

There is a problem with the apartment block. The problem is mainly caused by neighbors and the chairman of the housing cooperative. If you know someone in the building, try to find out what kind of people live there, whether they can tolerate them, how the house meeting is taking place, and if someone is causing the problem. I\’m also interested in how often people take turns in panel houses. Before buying an apartment, carefully consider how long the apartment will be enough, whether you plan to expand the family in the near future, do not buy an apartment in vain, after two years it will be difficult to sell due to lack of space.